Cashflow based alternative lending for small businesses

Access collateral-free loans for all your business needs

Green finance for solar rooftop & renewables companies

Innovative cash flow based debt at attractive rates

1. Apply online
1. Apply online

Paperless lending. Our simple document upload process ensures fast, flexible and efficient loans

2. Curated Lenders
2. Curated Lenders

Our unique matching algorithm finds the right lenders for your needs. You can apply to multiple lenders simultaneously.

3. Get Funding Quickly
3. Get Funding Quickly

Get loans disbursed within days with our expert advice on loan structuring and paperwork.

4. Loans up to INR 20 Crore
4. Loans up to INR 20 Crore

We have a full range of products that cater to your varied business needs including ultra short-term working capital to long-term project finance with loans ranging from INR 10 Lakhs to INR 20 Crores

5. No Collateral Required
5. No Collateral Required

We calculate your loan eligibility based on your future cash flows, so you need not provide a collateral security.

6. Customised Solutions
6. Customised Solutions

Our experts provide customised solutions matched to the specific needs of your business.

Short-term Capital Short-term Capital

As your business grows, you need working capital to buy inventory, to execute orders and to free up capital locked up in receivables. Our short term loans provide you funding against invoices or purchase orders to free up working capital that fuels your growth.

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Short-term Capital
Long-term Capital Long-term Capital

An innovative collateral-free range of debt products to finance your long term needs, both for working capital as well as project and equipment finance

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Long-term Capital
Green Finance Green Finance

Get project finance and working capital for solar power, access to energy, energy efficiency, clean cooking and innovative cleantech solutions.

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Green Finance

"Nxtgen appreciates the excellent contribution of Loans4SME for arranging finance for the company, especially Ms. Simmi Sareen. Their team's grasp of financial arrangements based on the needs of the client is truly admirable. Any organization will prosper with the support provided by Loans4SME. We will not hesitate to engage them if any necessity arises again."

Ritesh Khandelwal, Nxtgen Datacenter & Cloud Technologies

"Loans4SME was very knowledgeable, well connected with lenders of many types, offered help and advice at the right stages, maintained confidentiality fully, and ultimately, was very focused on concluding the transactions. I'd definitely work with them again."

Adarsh Das, Sunsource Energy

"Loans4sme has a unique ability to understand the business and structure the fund raising process around it. The team led by Simmi provides a personalised touch to the fund raising process at all times. They have the right set of network to source right capital for the right purpose. Loans4sme have a very unconventional and out of the box thinking when it comes to working with real SMEs in India."

Shrirang Tambe, CEO, Origa Leasing
Our Partners
  • The Lab
  • VillageCapital